InstantTransfer is an online payment method developed by PPRO Financial Ltd, (“PPRO”, “the company”, “we”, “us”, “our”), part of the PPRO group of companies. Protecting your privacy is extremely important to us when processing personal data. Personal data that you send to us when visiting our website is collected, transferred, processed and maintained in accordance with the principles contained within the Data Protection Act 1998 of the United Kingdom (DPA). This privacy policy informs you about the personal data that we collect when you use InstantTransfer and the purpose for which the data is used. 1. Collection of data When visiting our website, initially we do not require any personal data from you. We simply save certain access data which does not contain any reference to your person. Such access data includes your IP address, websites that you previously used and the date and duration of your visit to our website. 2. Use of cookies Cookies are small text files that are sent from our web server to your computer and are stored on your hard drive. They are not part of your system and cannot cause any damage. The use of cookies is not associated with saving personal data nor is data connected with your personal user data. The cookies that we use are deleted from your hard drive at the end of the browser session. These are known as session cookies. 3. Data security Any information that you provide is only used for a specific purpose. Your personal data is transferred with encryption using Secure Socket Layer (SSL), the trusted industry standard for safe data transfer over the internet. All data is transferred with 128 bit encryption. You can recognise secure sites by the closed lock SSL image in the browser and because the site’s address starts with “https://” and not “http:// “. 4. Purpose of your data Your personal data (name, date, transfer amount, reference, account number and sort code as well as the BIC and IBAN for a SEPA transfer) is only used for the purpose for which you have provided it to us. It is saved for the purpose of processing the payment in accordance with the statutory storage limits. Our employees are obliged to maintain confidentiality and to comply with data secrecy. We automatically check account balances when you make an online transfer. We also check whether any previous instant transfers were conducted successfully. Your order is then transferred online to your bank if the previous checks were passed. For transfers with an increased risk of fraudulent use, we also check whether online transfers have been made successfully using InstantTransfer within the past 30 days as well as checking whether these transactions were actually posted by comparing the transfer amount and purpose. 5. Transferring your data The data that you provide in dialogue form (name, transfer amount, reference, account number, sort code) is only transferred to your bank. The security codes for the transfer (PIN and TAN) are only sent to your bank using Secure Socket Layer (SSL) and we do not save them. The payment recipient is informed by us about the successful issue of the online transfer. 6. Right to information and revocation As the user you have the right to receive information about which personal data we have saved. If you would like a copy of this information, please use the contact details provided below. We may make a small charge (maximum of EUR 10.00) to cover our costs of providing this service and may ask you to confirm additional information to enable us to identify all of the information we hold. At any time you have the right to revoke your consent that was previously given for the future collection, processing and use of your data. We will then delete your data. If you have any questions on the collection, processing or use of your personal data, require information, correction, blocking or deletion of the data or want to revoke your consent, please contact us by writing to PPRO Financial Ltd, 20 Balderton Street, London W1K 6TL, UK; or 7. Deleting your data If your data is no longer required for the purposes mentioned above, it is deleted. 8. Amendments to this privacy policy We reserve the right to modify this privacy policy. The up-to-date version of the privacy policy can always be viewed at . 9. If you would like to know more about data protection law and your rights, you can contact the Information Commissioner’s Office directly by calling +44 (0) 303 123 1113; visiting; or writing to Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF.